Life and priorities have changed since having kids. It’s not all about the two of us anymore. We need to get our kids through school, which is getting really expensive these days. They’re growing up so quickly and we just want to spend more quality time with them at home while taking them to footy, dancing, swimming.

It’s tough on our one and a half incomes. We know we need to set up for our future, but we just seem to be getting by.

Family

What are your goals?

  • Pay off house
  • Make money while working from home
  • Grow income even when not working
  • Do something with super
  • Spend more quality time with kids
  • Go on family holidays.

What’s stopping you?

  • We’re on 1 part time income, or just 1 full income
  • Our living expenses and family activities don’t leave much in the kitty
  • Procrastination
  • Not sure how to make it happen
  • Hard to save with one income
  • Still researching what to invest in
  • It’ll all ‘work out’ attitude.

A simple approach to property investment

Embarking on the property investment journey can be difficult if you don’t have an accurate map, a skilled navigator, and a trustworthy support crew behind you. That’s where we fit in.

We provide an easy 7 Step process to make property investment simple.

The 7 Steps:

Step 1
Step 1: Create a personalised strategy

Create a personalised strategy

Work with a SPI Advisor to create a personalised strategy for your property portfolio based on: your current position, goals, preferences, and risk profile.

Step 2
Step 2: Set up a finance structure

Set up a finance structure

SPI coordinates with your finance specialist or can recommend one if needed. It is important to set up the correct finance structure to complement your strategy.

Step 3
Step 3: Identify suitable properties

Identify suitable properties

Your SPI Advisor will work with you to identify the right kind of properties that suit your strategy and profile. A shortlist will be created of suitable options for you to review from an online portal.

Step 4
Step 4: Cash-Flow analysis

Cash-Flow analysis

After selecting your property, your Advisor will prepare a detailed cash-flow analysis. It will detail all the financial aspects of the investment and how it relates to you and your budget.

Step 5
Step 5: Begin purchase

Begin purchase

When the property has been approved, Simple Property Investment and ASPIRE Advisor Network will manage the transaction process from start to finish. We’ll make your experience as simple and smooth as possible.

Step 6
Step 6: Use our professional network

Use our professional network

At settlement, you can take advantage of SPI’s extensive network: property managers, quantity surveyors, and independent building inspectors.

Step 7
Step 7: Review and next steps

Review and next steps

Review the process and outcome. Make plans for the next step of your strategy if required.

Frequently Asked Questions

The following is a list of most frequently asked questions by Families. To view the entire list of frequently asked questions, please visit the FAQs page.

We don’t have much to invest. Can we still do something?

Many of our clients are families paying off a family home with kids still in school. On one or one and a half incomes. Every situation is different, but be assured that if you are in this situation it is most likely possible now, or in the near future for you to make your hard earned money do more for you.

That’s what we’re here for.

Your time is precious, and perhaps you’d rather be spending time with your kids – or getting some much needed ‘me time’ – than investigating the countless investment options out there. Let alone struggling on your own through the often arduous process of making a purchase happen, and filtering out the right people to help you. It’s a jungle out there…in this currently unregulated property investment industry.

We’re here to guide you through the property investment jungle with professionally insured property investment advice. To recommend trusted professionals who are at the top of their fields to work with you if needed. To take you through our simple 7 step process to easily acquire an appropriate property that fits your individual requirements. We’re here to answer your questions.

We’re here to explain industry jargon in a way that makes sense. To follow up on those documents, or give a push to that person you need to hurry along. And we’re here to give you a full and quality service without charging you ridiculous fees along the way. To make sure you get your property at a competitive market value.

Can we still go on our family holidays?

Absolutely. We all need to enjoy the now, especially with kids who still want to spend time with us.

We’ll help you put together a strategy that will include you going on regular holidays, and you’ll keep doing all those activities that really matter to your family.

Do we have to pay off our house before we can invest?

No. In fact investing in property may help pay your home off more quickly with the correct strategy. Your home can be an important source of equity to help buy a property.

Alternatively, you may have a self managed super fund that you can use to buy property. Please speak to us or your financial planner to work out what options best suit your situation.

Request a Call Back

Would you like one of our property advisors to call you? Just submit your details and we will contact you within 1 business day.

Alternatively, call 1300 82 83 08 between 9:00am and 8:00pm, Monday to Saturday.

Note: Your details are kept strictly confidential as per our Privacy Policy.

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